Kippa reads your statements, sorts every dollar, and shows what matters — where your money goes, what subscriptions are draining you, what expenses may be worth reviewing, and how to keep more.
All privately, on your device.
Savings, spending, budgets and trends — Kippa keeps the whole picture in view, updated the moment you add new data.
Six quiet ways it puts money back in your pocket — without you lifting a finger.
Every recurring charge in one list — unused, duplicated, or quietly creeping up. Cancel before the next bill lands.
Work-from-home, phone, internet and donations — tallied for the year and ready to hand to your accountant.
The small, forgotten drains — fees, top-ups, the gym you stopped using — surfaced before they add up.
Kippa reads your statements right on your machine. No bank logins, no cloud, no account. It simply can't leak.
No dashboards to decode. Just clear, friendly answers — what changed, what to do, and what it's worth.
Cancel, switch or claim straight from the card that found it. Less admin, more money kept.
Drag in a CSV or PDF from any bank. Nothing is uploaded — files are read right on your device.
It sorts every transaction, flags subscriptions, and tallies deductions — surfacing savings in a couple of seconds.
Review what Kippa found and act in a tap. The money it saves is yours — every dollar of it.
Kippa labels each transaction, flags what's deductible, and learns your money as it goes. Fix one, and it remembers forever — 90%+ accuracy on real Australian bank data, with nothing sent to the cloud.
Set a budget per category and Kippa keeps score as you go — a quiet nudge as you near the line, and a clear red flag the moment you cross it. No nasty end-of-month surprises.
No bank logins. No cloud. No tracking. Kippa runs entirely on your device — the only person who ever sees your money is you.
Most people see Kippa pay for itself in the first week. No data resold, ever — that's not the deal.
It reads your transactions and looks for the patterns people miss — recurring charges you don't use, duplicate services, claimable work expenses, and small fees that quietly repeat. Then it adds them up and shows you what to do about each one.
Completely. Kippa has no servers and no account system. Your statements are read and stored only on your device, and the app works with the internet switched off. There's nothing to breach because nothing is ever uploaded.
Never. Instead of risky bank logins, you export a CSV or PDF statement and drag it into Kippa. You stay in full control of exactly what it sees.
Any bank that lets you export CSV or PDF — which is all of them. Kippa is tuned for the major Australian banks (CommBank, Up, ANZ, NAB, Westpac) and learns anything it doesn't recognise.
When Kippa flags one as unused or duplicate, it shows what you're paying, when it last billed, and a one-tap path to cancel — the provider's cancellation link and a pre-filled note where one's needed. You stay in control: Kippa never cancels or charges anything without you confirming.
Free to try with one account. Pro is $7/month (or $59/year) for unlimited accounts, the subscriptions radar, budgets and tax-ready reports — typically a small fraction of what it finds you.
Download Kippa and see what's hiding in your statements — privately, in under a minute.